General Insurance

How many people accept their policy renewal each year because they can’t be bothered to shop around? The danger with this is not only that you could be paying more than you need to, but that you could be under-insured so let me take a look. I cover buildings insurance, contents insurance, buildings and contents, landlord buildings, landlord contents and ensure that you have adequate cover for your home. 

There’s nothing worse than trying to make a claim only to find there’s that bit of small print you didn’t see that precludes you from claiming. Most of the policies I offer are 5* Defaqto policies so you have the peace of mind in knowing that they won’t try and wriggle out of making a claim. With Whole of Market Access, I have a panel of insurers that are all recognised by mortgage lenders.

Other Services

Whilst I’d love to be able to advise on all things relating to your home, there are some things I can’t advise on, and this is where I refer to a trusted list of specialists. These are things like secured loans or 2nd charges (another mortgage running alongside your main mortgage), lifetime mortgages (equity release) or commercial mortgages (buying or remortgaging a commercial property).

I also have trusted companies I can refer to for things like Wills, Conveyancing and Surveys.

Commercial mortgages are arranged by Introduction only. Commercial mortgages are not usually regulated by the Financial Conduct Authority.

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

Wills are not usually regulated by the Financial Conduct Authority. Wills are arranged by Introduction only.

Secured – Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.